Independent · Licensed · No Medical Exam

Don't leave your family with the bill.

The average funeral costs over $9,000. A small final expense policy — typically $5,000 to $25,000 — protects your family from that cost and any other end-of-life bills. Rates start around $1 a day and never go up.

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How old are you?

Coverage available for ages 45–85.

By continuing, you consent to be contacted by a licensed SIA agent about final expense coverage. Consent is not a condition of purchase. See our Privacy Policy.

How it works

Three simple steps. No medical exam.

  1. 01

    Quick conversation

    A licensed agent reviews your situation and goals — about 15 minutes by phone.

  2. 02

    We shop your case

    We compare plans from top-rated carriers to find your best rate based on age and health.

  3. 03

    You're protected

    Most policies are approved the same day. Coverage can start immediately — no medical exam required.

A SIA agent meeting with a senior couple

Who we are

An independent agency — working for you, not the insurance carrier.

SIA isn't a single insurance company. We're an independent agency representing dozens of top-rated carriers, so we can shop your situation and find the plan that costs the least for the coverage you need.

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